Our Team

With nearly two decades in wealth management, Pat Pachciarz brings deep experience from J.P. Morgan’s Private Client Group, where he advised high-net-worth individuals and business owners on tailored financial strategies.

Today, he continues to empower clients by delivering customized solutions in Tax Strategic Income Planning, Private Asset Management, Tax Optimization, Advanced Planning (Insurance), Healthcare, and Estate (Trust) planning—helping them build, protect, and pass on their wealth with confidence.

Pat’s approach is rooted in proactive communication, strategic coordination, and long-term relationships.

He is a financial architect, leveraging a powerful network of industry professionals to provide comprehensive, multi-disciplinary guidance for his clients.

His commitment to education ensures his clients receive the latest financial insights, having earned his Bachelor’s in Business Administration & Management from USF and a postgraduate degree in Financial & Investment Planning from Purdue University.

He is currently pursuing his Doctorate in Organizational Leadership.

Beyond wealth management, Pat is equally passionate about health and wellness, recognizing the undeniable connection between financial stability and personal well-being.

His dedication led him to launch his own Fitness & Wellness Consulting firm, where he applies his expertise optimizing individuals in both their finances and physical health.

At his core, Pat is a servant leader and lifelong student, driven by faith, family, and the pursuit of truth—in both finance and fitness.

He actively serves his community through F3, Divine Back Nine and attends Community Christian Church.

Pat cherishes his quality time with family, Jill, Emily, Mason & Avery at their family lake cabin in Southwest Michigan, where they swim, run, and create lasting memories.

Jill began her career in the private education sector in downtown Chicago, where she discovered her passion for process improvement and project management while contributing to a Six Sigma initiative aimed at streamlining the employee onboarding process. This pivotal experience led her to transition into the retail industry, where she has spent the past 13 years as a vital force in department projects and transformations.

Throughout her career, Jill has honed her skills in developing and executing comprehensive business strategies, aligning complex organizational objectives with high-performing teams, and fostering collaborative relationships through transparent communication and innovative solutions. Her dedication and experience ensures successful outcomes for The Pinnacle Group.

Beyond her professional pursuits, Jill enjoys high-intensity interval training (HIIT) workouts, DIY projects, and country music. She loves sharing wine with friends and cherishes her time with her two children, their beloved dog, and her partner, Patrick.

As the Senior Executive Assistant at The Pinnacle Group, Razel plays a pivotal role in ensuring seamless administrative operations that support the firm’s mission of empowering clients through financial education. With exceptional organizational skills and a keen eye for detail, Razel efficiently manages day-to-day tasks, schedules, and communication to enhance productivity within the team.

Dedicated and reliable, Razel thrives in dynamic environments where precision and professionalism are essential. By handling various administrative responsibilities, Razel enables the leadership team the ability to be strategic and focus on providing top-tier service to clients.

In her personal life, Razel enjoys spending quality time with family, such as watching movies—an important part of maintaining a balanced and fulfilling life.

Razel’s passion for providing exceptional support makes her invaluable to The Pinnacle Group’s continued success.