Our Team

Pat Pachciarz brings over two decades of experience in wealth management, including advising high-net-worth families and business owners within J.P. Morgan’s Private Client Group—an environment where precision, discretion, and outcomes are non-negotiable.

Today, operating as Dr. Pat™, he designs custom, tax-efficient wealth strategies that help clients build, protect, and transfer wealth with clarity and confidence.

The DAITT™ Advisory Method

• Debt Solutions
  Strategic debt restructuring and cash-flow optimization designed to restore control and financial momentum.
• Advanced Planning (Insurance)
  Insurance used properly—as a planning tool, not a product—to protect income, businesses, and families.
• Private Wealth Investments
  Disciplined, long-term capital strategies aligned with risk tolerance, purpose, and legacy goals.
• Tax Strategy
  Proactive, year-round tax planning focused on efficiency—eliminating costly April surprises.
• Trust Planning
  Intentional structures that preserve assets, protect heirs, and ensure wealth transfers as designed.

His approach is relationship-driven and deeply strategic—never transactional. Each plan is supported by a vetted network of tax, legal, and planning professionals, ensuring decisions work together as a unified strategy rather than in isolation.

Pat holds degrees from theUniversity of St. Francis and Purdue University and is currently pursuing a Doctorate in Organizational Leadership at the University of St. Francis, with a focus on excellence in decision-making, systems, and stewardship.

Fitness & Wellness Consulting firm,

He is also the founder of a Fitness & Wellness Consulting firm, built on a simple truth:
Financial performance and physical health are inseparable.

Clarity, discipline, and longevity require both.

This integrated philosophy defines his work as Dr. Pat™.

At Pinnacle, we help the 99% do what the 1% do.
Together, we GIVE.BACK.™ 🙏🏼
— Dr. Pat™

Jill began her career in the private education sector in downtown Chicago, where she discovered her passion for process improvement and project management while contributing to a Six Sigma initiative aimed at streamlining the employee onboarding process. This pivotal experience led her to transition into the retail industry, where she has spent the past 13 years as a vital force in department projects and transformations.

Throughout her career, Jill has honed her skills in developing and executing comprehensive business strategies, aligning complex organizational objectives with high-performing teams, and fostering collaborative relationships through transparent communication and innovative solutions. Her dedication and experience ensures successful outcomes for The Pinnacle Group.

Beyond her professional pursuits, Jill enjoys high-intensity interval training (HIIT) workouts, DIY projects, and country music. She loves sharing wine with friends and cherishes her time with her two children, their beloved dog, and her partner, Patrick.

As the Senior Executive Assistant at The Pinnacle Group, Razel plays a pivotal role in ensuring seamless administrative operations that support the firm’s mission of empowering clients through financial education. With exceptional organizational skills and a keen eye for detail, Razel efficiently manages day-to-day tasks, schedules, and communication to enhance productivity within the team.

Dedicated and reliable, Razel thrives in dynamic environments where precision and professionalism are essential. By handling various administrative responsibilities, Razel enables the leadership team the ability to be strategic and focus on providing top-tier service to clients.

In her personal life, Razel enjoys spending quality time with family, such as watching movies—an important part of maintaining a balanced and fulfilling life.

Razel’s passion for providing exceptional support makes her invaluable to The Pinnacle Group’s continued success.

Within The Pinnacle Group, Judy fulfills a vital role in coordinating executive operations and administrative functions. With exceptional organizational skills, clear communication, and meticulous attention to detail, she ensures efficiency and structure across scheduling, project management, and client coordination.

Judy is recognized for her adaptability and proactive mindset, consistently anticipating needs and responding effectively to shifting priorities. She thrives in dynamic environments, approaching every task with initiative, composure, and strategic awareness.

Beyond her professional responsibilities, Judy enjoys spending quality time with family and friends, hiking in the mountains, and singing along with her band—reflecting her passion for balance, creativity, and meaningful connections.