Pat Pachciarz

Pat Pachciarz brings over two decades of experience in wealth management, including advising high-net-worth families and business owners within J.P. Morgan’s Private Client Group—an environment where precision, discretion, and outcomes are non-negotiable.

Today, operating as Dr. Pat™, he designs custom, tax-efficient wealth strategies that help clients build, protect, and transfer wealth with clarity and confidence.

The DAITT™ Advisory Method

• Debt Solutions
  Strategic debt restructuring and cash-flow optimization designed to restore control and financial momentum.
• Advanced Planning (Insurance)
  Insurance used properly—as a planning tool, not a product—to protect income, businesses, and families.
• Private Wealth Investments
  Disciplined, long-term capital strategies aligned with risk tolerance, purpose, and legacy goals.
• Tax Strategy
  Proactive, year-round tax planning focused on efficiency—eliminating costly April surprises.
• Trust Planning
  Intentional structures that preserve assets, protect heirs, and ensure wealth transfers as designed.

His approach is relationship-driven and deeply strategic—never transactional. Each plan is supported by a vetted network of tax, legal, and planning professionals, ensuring decisions work together as a unified strategy rather than in isolation.

Pat holds degrees from theUniversity of St. Francis and Purdue University and is currently pursuing a Doctorate in Organizational Leadership at the University of St. Francis, with a focus on excellence in decision-making, systems, and stewardship.

Fitness & Wellness Consulting firm,

He is also the founder of a Fitness & Wellness Consulting firm, built on a simple truth:
Financial performance and physical health are inseparable.

Clarity, discipline, and longevity require both.

This integrated philosophy defines his work as Dr. Pat™.

At Pinnacle, we help the 99% do what the 1% do.
Together, we GIVE.BACK.™ 🙏🏼
— Dr. Pat™