Pat Pachciarz
Chief Financial Strategist
Private Wealth Advisor
Dr. Pat™ | Private Wealth Strategist. Builder. Protector. Steward.
I bring two decades of experience in wealth management, including advising high-net-worth families and business owners at J.P. Morgan’s Private Client Group—where precision, discretion, and outcomes are non-negotiable.
Today, as Dr. Pat™, I design custom, tax-efficient wealth strategies that help clients build, protect, and transfer wealth with confidence.
The DAITT™ Advisory Method
My work is guided by the DAITT™ Advisory Method:
Debt Solutions
Strategic debt restructuring and cash-flow optimization to restore control and momentum.
Advanced Planning (Insurance)
Insurance used properly—as a planning tool, not a product—to protect income, businesses, and families.
Private Wealth Investments
Disciplined, long-term capital strategies aligned with risk, purpose, and legacy.
Tax Strategy
Proactive, year-round tax planning focused on efficiency—not April surprises.
Trust Planning
Intentional structures to preserve assets, protect heirs, and ensure wealth transfers as designed.
My approach is relationship-driven and deeply strategic—never transactional. Each plan is supported by a vetted network of tax, legal, and planning professionals, ensuring every decision works together, not in isolation.
I hold degrees from the University of St. Francis and Purdue University. I am currently pursuing a Doctorate in Organizational Leadership at the University of St. Francis, focused on excellence in decision-making, systems, and stewardship.
I also founded a Fitness & Wellness Consulting firm, built on a simple truth:
Financial performance and physical health are inseparable.
Clarity, discipline, and longevity require both.
This integrated philosophy defines my work as Dr. Pat™.
At Pinnacle, we help the 99% do what the 1% do.
Together, we GIVE.BACK.™ 🙏🏼
— Dr. Pat™
